Guide to Homeownership
By: Tanya Torres
Buying a home can make you feel all kinds of emotions from joy to frustration. However, owning a home is a milestone that everyone wants for themselves at one time or another. After you finally complete the mounds of paperwork that comes with buying a home and finish unpacking the last of your belongings, you are going to feel exhausted and happy at the same time. At this point you’re feeling relieved that you are done with everything. Although you are done with the first part of owning a home, you still have to complete some tasks as a new homeowner to make your first-year as a homeowner easier. Here are some tips to get you started.
Home Maintenance Schedule
You just invested a whole lot of money into your new home and you need to make sure this investment lasts a long time which is why we recommend that you create a home maintenance schedule. Before you might have been living in an apartment and did not have to deal with all the tedious repairs and maintenance that came with living in your previous place, but now you will have to do the heavy lifting as a homeowner. Although it may seem like a lot of work, creating a schedule to keep up with all the maintenance you will have to do will make your life a lot easier. For example, you will have to be changing out the air filters frequently depending on the type that you use, fridge coils, keeping up with the lawn, weatherstripping, clean the lint from your entire dryer, replace window screens and more.
Create a Budget
Creating a budget is always necessary in your life because it is always a good idea to see what you can and cannot afford. Life comes with a lot of hiccups and having the information you need to adequately prepare for anything can make life a lot easier for you. A budget can also help you see if you can squeeze in certain things you need to purchase or where you need to save more.
Moving to a new neighborhood and home means that you will be seeing new faces every time you step outside. Although it might be easier to quickly walk into your home and avoid talking to your new neighbors, there are some advantages to introducing yourself to your new neighbors/ One of the biggest advantage of becoming friendly with your neighbors is because it decreases the chances of dealing with a lot of problems that could happen or it makes it easier to approach them if they begin playing loud music at 1 in the morning or doing loud yard work early in the morning on the weekend. When you have some kind of positive interaction with your neighbor before these problems arise then it makes it less awkward to speak to them about this kind of situation. Other things to consider would be when you need someone
to watch your house while you are away, water your plants or accept a package and so on.
Accidents happen which is why it is crucial to always have a backup plan or a way to protect yourself and your belongings when these accidents do happen by having insurance. Before you purchase anything, you will need to contact your local insurance agent to see if you can receive a discount for purchasing smoke alarms, security cameras and so on for your home. Also, consider purchasing a home warranty plan to help offset the costs of repairing or replacing appliances and systems that will break down from normal wear and tear.
Saving money for a rainy day will save you in the future because it ensures you have a safety net should anything go wrong in your home. It also gives you an opportunity to have a fund for when you just want to escape and have fun somewhere like an amusement park for you and your family, a spa day for you and your partner, a shopping spree or anything else that your heart desires.